There is no question about it: the real-time, on-demand economy is disrupting ecommerce. These days, you can order rides, buy groceries, rent a car, make a dinner reservation, and more with a single tap on your smartphone – and each service arrives in as little as minutes. Against this backdrop of speed, more consumers are expecting – and even demanding – a fast and frictionless user experience. The challenge for businesses is to meet these high expectations and stay competitive – all without increasing risk. All types of ecommerce companies struggle with payment fraud, but time-sensitive businesses that fulfill orders in real time face unique challenges.